Buying or selling a home is the largest transaction most people ever make, and the settlement agent at the table does not represent your legal interests. We guide buyers and sellers through the contract, the contingencies, and the closing across Northern Virginia.
Sources: Code of Virginia § 11-2 (statute of frauds), § 55.1-1808 (property owners’ association disclosure packet) and § 55.1-1990 (condominium resale certificate; three-day cancellation), and § 55.1-1000 et seq. (Consumer Real Estate Settlement Protection Act); Virginia Residential Property Disclosure Act, § 55.1-700 et seq.
Most of what protects you in a home sale lives inside the contract and the deadlines it sets. Once you sign, those terms and dates control what you can ask for and what you can walk away from. Getting them right before you sign is far easier than fixing them afterward.
In a typical Virginia home sale, you have a real estate agent and, at closing, a settlement agent. Neither is your lawyer. The agent is not there to give legal advice, and the settlement agent is neutral by design and does not represent your interests. That leaves the contract, the contingencies, and the title work as the places where things go right or wrong, and no one specifically looking out for you unless you bring them in.
We represent buyers and sellers from the contract you are about to sign through the deed that transfers the property. Because Virginia largely follows buyer beware, we make sure buyers understand what the seller’s disclosure does and does not promise, and we help sellers disclose correctly so a completed sale does not come back later. When a deal turns on the purchase agreement or a title question, we handle those too.
Schedule a ConsultationPractical help at each step, so the deal closes cleanly and stays closed.
Reading the purchase contract before you sign, explaining what it commits you to, and negotiating terms that actually protect your side.
Keeping financing, appraisal, inspection, and other contingencies on track, so you keep the exits and leverage the contract gives you.
Reviewing the association disclosure packet or resale certificate quickly, so you understand the rules and finances while you can still cancel.
Making sure the title search is clean and you carry an owner’s title insurance policy that protects the ownership you are paying for.
Protecting your deposit, and helping resolve who is entitled to it when a transaction does not reach closing.
Guiding you through settlement, reviewing the closing figures and documents, and helping you avoid closing wire fraud.
A Virginia real estate contract must be in writing to be enforceable, and the contract’s contingencies for financing, appraisal, and inspection are the buyer’s main protections, each with a firm deadline. The state largely follows caveat emptor, so the seller’s disclosure statement mostly says the owner makes no representations and advises the buyer to inspect. Sellers still cannot lie or actively hide a known defect, and certain matters, such as pending building or zoning violations, a filed lawsuit against the property, or repetitive flood loss, must be disclosed. A buyer of property in a homeowners or condominium association receives a disclosure packet or resale certificate and can cancel the contract within three days of receiving it, a window the contract can extend. At closing, the settlement agent is neutral and does not represent either party, which is why your own review matters, and everyone should confirm wire instructions directly with a known contact to avoid closing wire fraud. Finally, a title search and an owner’s title insurance policy protect the buyer against liens and defects, including some a search alone can miss.
“People assume that because they have an agent and a title company, someone is looking out for their legal interests. The agent is not a lawyer, and the settlement agent at closing is neutral by design. The contract is where the deal is really decided, the contingencies and deadlines especially, and in a buyer beware state a careful read of the disclosure and a good inspection matter a great deal. I would rather spend an hour with someone before they sign than untangle a problem after closing.”
Whether you are buying or selling, the best time to protect yourself is before the contract is signed and the deadlines start running. Send us the contract or your questions. Serving Leesburg, Fairfax, and all of Northern Virginia.