Tax-smart strategies that reduce exposure and keep more of your wealth in your family’s hands, for higher-value estates across Northern Virginia.
Sources: IRS and Kiplinger (2026 figures); Virginia has no state estate or inheritance tax.
The 2026 federal estate tax exemption is about fifteen million dollars per person, with a forty percent rate above it, and Virginia imposes no separate estate tax. But exemptions change with the political winds. For higher-value estates, planning now locks in strategies before the rules shift.
Most estates will not owe federal estate tax, but for higher-value estates the exposure is real, and a forty percent top rate makes planning worthwhile. The federal exemption is generous in 2026, yet it is a moving target that future law can lower.
Virginia helps here: it has no separate state estate or inheritance tax. That keeps the focus on federal exposure and on strategies that move value out of a taxable estate over time, such as gifting, certain irrevocable trusts, and life insurance planning.
Estate tax planning rewards starting early, because the most powerful tools work over years. We assess your exposure honestly and build a structure that keeps more of what you have built in your family’s hands.
Schedule a ConsultationHonest assessment of exposure and structures that reduce it over time.
Understand whether and how much tax your estate faces.
Move value out of your taxable estate over time.
Use irrevocable trusts to reduce taxable exposure.
Keep policy proceeds out of your taxable estate.
Plan transfers that limit tax on a business.
Lock in strategies before the rules change.
Most estates owe nothing, and we tell you where yours stands.
The strongest tools work over years, so we start now.
Gifting, trusts, and insurance, matched to your estate.
The goal is keeping wealth with the people you love.
We start with your family, your assets, and your goals, not a form. We learn what matters to you.
We recommend the documents and strategies that fit your situation, and explain the why.
We draft your documents with care and make sure everything is executed correctly.
We keep your plan current as life changes, so it still works when it is needed.
“Estate tax planning starts with an honest conversation, because most families do not actually owe federal estate tax, and I will tell you plainly if yours does not. But for those with larger estates, a business, or significantly appreciated assets, the exposure is real and a forty percent rate is nothing to ignore. The catch is that the best strategies, gifting and certain trusts, work gradually over years. The families who save the most are the ones who started planning long before they needed to.”
More on estate tax exposure, the post-2026 sunset, and the strategies that reduce it.
Trust architecture, tax strategy, and post-2026 sunset planning for larger Northern Virginia estates.
How advanced planning addresses the scheduled drop in the federal exemption.
Where tax planning fits alongside your will, trusts, and the rest of your plan.
For higher-value estates, smart planning now keeps more of your wealth with your family later. We assess your exposure and build the structure. Serving Northern Virginia.