The Role of SBA 504 Loans in Expanding Leesburg Businesses

By Anthony I. Shin, Esq. | Business Litigation & Transactions | Shin Law Office

Expanding Leesburg Businesses with the Power of SBA 504 Loans

As a business attorney in Leesburg, I’ve seen how small businesses can struggle when it comes time to expand.

Buying commercial property, investing in equipment, or building out a new space often feels out of reach.

That’s where the SBA 504 loan program comes in—a powerful tool that gives local entrepreneurs access to long-term, fixed-rate financing designed for growth.

Why SBA 504 Loans Matter in Leesburg

The business community in Loudoun County is thriving, but expansion is expensive.

Traditional bank loans can come with high interest rates or short repayment terms that put too much pressure on a growing company.

The SBA 504 loan, on the other hand, is designed to support small business owners by offering:

  • Low, fixed interest rates that make planning easier
  • Long repayment terms—often 20 to 25 years
  • Accessibility for real estate, renovations, or equipment purchases

I’ve worked with clients in Leesburg who used 504 loans to purchase their first storefront, upgrade critical equipment, and even move into larger facilities. Without this program, those opportunities might never have been possible.

Legal Guidance Is Key

While the SBA 504 program is a tremendous resource, it also comes with strict requirements.

Business owners must properly structure their company, meet eligibility standards, and provide the necessary documentation to lenders and Certified Development Companies (CDCs). This is where legal guidance makes all the difference.

I help my clients by:

  • Ensuring their business entity is compliant with SBA requirements
  • Reviewing partnership and ownership agreements to avoid conflicts
  • Coordinating with lenders, accountants, and CDCs to streamline the process
  • Protecting them from delays that could stall their expansion plans

Building a Future for Leesburg Businesses

Expansion is more than just a financial step, it’s about building a future.

Whether you’re a family-owned business on King Street, a tech startup in Ashburn, or a contractor ready to invest in new equipment, the SBA 504 loan program can be the bridge between where you are now and where you want to be.

“The SBA 504 program isn’t just about funding—it’s about giving small businesses in Leesburg the chance to grow on their terms.”
— Anthony I. Shin, Esq.

Take the Next Step

If you’re planning to expand your Leesburg business, don’t let financing complexities hold you back.

With the right legal structure and SBA 504 guidance, you can move forward with confidence.

Call Shin Law Office at 571-445-6565 or book online today!

Anthony I. Shin, Esq.
Principal Attorney | Shin Law Office

Business Formation & SBA 504 Loan Attorney for Virginia Businesses | Loudoun County